tag:blogger.com,1999:blog-1537443034073558855.post5685504474413572080..comments2023-05-03T08:04:21.578-05:00Comments on All Rowelled Up: 12 Days of Christmas Challenge -Day 4April Rowellhttp://www.blogger.com/profile/04282212040130248441noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-1537443034073558855.post-89764779053724058872010-11-26T21:57:18.635-06:002010-11-26T21:57:18.635-06:00Ooh, great tip about having a portion of your pay ...Ooh, great tip about having a portion of your pay sent to savings.. that's smart. I should start doing that. Would make it a lot harder to spend, that's for sure! I always try to split it up myself, but then I pretty much just have two sets of money... that I tend to dip into... Oops. :pSamhttps://www.blogger.com/profile/09671536967539432049noreply@blogger.comtag:blogger.com,1999:blog-1537443034073558855.post-63173032682462092042010-11-26T19:43:33.051-06:002010-11-26T19:43:33.051-06:00I tried the Dave Ramsey system too--it looks good ...I tried the Dave Ramsey system too--it looks good on paper, but someone else in my household (I won't mention names) didn't like the envelope system :) So, it failed for us. Better luck to you--cause, Aly is right--Dave is awesome!Lindsihttps://www.blogger.com/profile/07215032842590103633noreply@blogger.comtag:blogger.com,1999:blog-1537443034073558855.post-83050320369678855992010-11-26T18:53:13.795-06:002010-11-26T18:53:13.795-06:00Dave Ramsey is a great resource for financial advi...Dave Ramsey is a great resource for financial advice!! I have used his "snowball effect" system! It worked great!<br /><br />I am cheap too! Sometimes I just can not fathom spending so much money on gifts!!Aly @ Analyze Thishttps://www.blogger.com/profile/00271943163246702599noreply@blogger.com